Recent Commercial Posts

Essential Tips To Prevent Business Fires

5/9/2022 (Permalink)

Electrical control panel In the office building. One of the leading causes of office fires is electrical malfunctions, but these can be prevented with heightened awareness and appropriate action.

Tips For Preventing Business Fires. 

An unexpected fire can be disastrous for any business, especially if you are not adequately prepared for one. Reduce your risk of emergency and keep your Collingdale, PA, business safe with these essential tips for fire prevention and damage reduction.

Stock Up On Business Fire Essentials

No matter what type of commercial space you're dealing with, never overlook stocking it with the necessary fire safety equipment. The right equipment can extinguish small fires before they develop into damaging conflagrations and reduce overall fire damage, which if severe enough, requires professional building restoration services. Having proper safety equipment can speed up the emergency response time as well.
Invest in keeping the following in your building at all times:

  • Fire extinguishers, at least one per floor
  • Smoke detectors
  • Fire alarm system to notify personnel to evacuate in case a fire does break out
  • Automated ceiling sprinklers

Determine Potential Causes

Fire prevention doesn't stop with having smoke alarms and fire extinguishers. It requires being consistently proactive in keeping the office space safe. Consider every factor that may lead to combustion, from electrical wiring to the use of flammable liquids or even a stray cigarette.
Once you've determined all potential causes, establish protocols to reduce the chance of flames breaking out. This may include replacing wiring, storing liquids in safe spaces and creating a designated smoking area with proper receptacles.

Be Aware of All Things Electric

One of the leading causes of office fires is electrical malfunctions, but these can be prevented with heightened awareness and appropriate action. Be mindful of the electronic and electrical equipment in your surroundings and note any hazards you see, such as a damaged outlet or an overheated appliance. Noticing these concerns early and taking measures to fix them can lower the risk of an electrical fire.

Don't let your business go up smoke by ignoring these important fire prevention measures. Protect your space with the proper emergency equipment, be attentive to electrical hazards and identify solutions for all potential causes.

3 Commercial Liability Risks Associated With Mold

4/1/2022 (Permalink)

Mold growing on a wall Call SERVPRO to help you with the proper mold remediation by using specified equipment and antimicrobial chemicals to prevent any more growth.

Mold Poses Three Commercial Liability Risks

If you own or manage a commercial building or multifamily dwelling, you may want to know more about your potential liability for mold. Structures with numerous occupants who could be exposed to black mold or any other species have different levels of liability based on usage. Here are three potential liability risks that could be relevant for a building located in Essington, PA.

1. Failure To Inspect and Address the Problem

A landlord who refuses to respond to tenant reports of water damage or mold in a timely manner may be held liable for mold damage and exposure. Multifamily residential buildings often have more implications in terms of liability than commercial leases. The terms of a commercial property lease may assign liability for water damage caused by fixtures or structural systems and any secondary mold damage.

2. Negligence In Property Maintenance

Failure on the part of a building owner or manager to maintain a property may increase liability. Depending on the terms of a lease, structural systems such as plumbing may be the responsibility of owners, whereas lessees may be liable for damage inside a property.

3. Refusal To Remediate Mold Damage

Visible mold or hidden growth discovered during an independent inspection could be held against a property owner who refuses to pay for mold remediation. The degree of liability depends on the extent of an infestation and the type of fungus. Mold that has spread throughout a structure or a toxigenic black mold infestation may prove more costly.

As soon as a commercial or residential tenant reports water damage at a building in Essington, PA, building maintenance should respond in a timely manner. Mold may start growing within just 48 to 72 hours after moisture levels rise. A lack of response and general negligence may make a property owner more liable for black mold or other potentially harmful fungus.

How To Know if Belongings Should Be Restored or Replaced

3/13/2022 (Permalink)

Neglected, damaged or destroyed archive or legacy concept. Restoring items is less expensive than replacing them. SERVPRO saves you money by repairing as many items as possible rather than replacing them.

How To Decide Whether To Restore Or Replace Your Belongings

If your business in Folcroft, PA, has suffered from water or fire damage, you may be struggling to figure out what items should be replaced and what items should be restored. It can be difficult to figure out which option will be more cost effective. SERVPRO's pretesting methods can help determine what can be restored to keep your insurance claim as low as possible.

Restoration

This water and fire restoration service can repair many different types of items, including:

  • Upholstered furniture
  • Photos and documents
  • Fabric
  • Electronics
  • Carpet and rugs

They are able to clean soot off of surfaces, sanitize items, freeze dry documents, prevent mold growth and more.

Pretests

Insurance companies tend to prefer restoring items as opposed to replacing them. SERVPRO performs pretesting on items before attempting to restore them. This testing allows them to determine if an item can be restored before spending any time or money on efforts to restore the item. If they are able to restore an item, they will. If an item cannot be restored, they will recommend replacing it instead.

Insurance

Restoring belongings is generally less expensive than replacing them. SERVPRO of South Philadelphia, saves you money by repairing as many items as possible, so you don't have to replace them. Testing belongings before restoring them also allows you to create a more accurate list of the costs associated with damages for your insurance agent. It also lowers your insurance claim by avoiding unnecessary restoration costs.

If your belongings have been damaged by water or fire, a restoration service that pretests damaged items can help. Pretesting is an important part of the restoration process. It allows the restoration service to determine what belongings can be restored before attempting to repair anything. This maximizes the number of items that are restored and minimizes costs associated with replacing items and unnecessary restoration attempts. Keeping those costs down lowers your insurance claim.

3 Ways To Limit Secondary Damage

3/8/2022 (Permalink)

restoration machines are drying up a company. Mitigating water damage and acting quickly to dry and restore a commercial structure can help prevent mold and other secondary damage.

3 Methods For Reducing Secondary Damage

Secondary damage may occur any time primary damage goes untreated. If water damage has recently occurred at a building in Collingdale, PA, black mold and other secondary consequences could result without timely restoration. Here are three ways to limit the severity of primary damage caused by water.

1. Mitigate Primary Damage

Mitigation is the most time-sensitive step toward stopping an incident from causing additional damage. In the event of water damage from a pipe break, these measures include collecting as much water as possible to keep porous building materials such as carpet or drywall from becoming saturated. Extracting standing water with a mop and bucket or wet/dry vac can also be effective for controlling primary damage.

2. Dry Water Damage

If water damage saturates any porous materials, fast drying is essential. Porous carpet or drywall that become soaked with category 1 clean water may remain intact as long as drying occurs within hours of primary damage. Restoration professionals often recommend the use of air movers, fans or dehumidifiers. Any absorbent materials that remain wet for longer than 48 to 72 hours or are located in areas where high humidity levels persist after damage are more likely to suffer further damage, such as black mold.

3. Restore Primary Damage

Primary water damage that is not properly restored can lead to further damage. This is particularly the case if the water that caused damage is category 2 gray water or category 3 water. These types of contaminated water may contain microbes or other substances that could make a mold problem more likely.

Mitigating water damage and taking timely measures toward drying and restoration can go a long way toward preventing black mold or other secondary damage at a commercial structure. Contact a plumber and have water damage dried, cleaned or disinfected by experts at a restoration company located in Collingdale, PA.

Fire Extinguisher Basics

10/5/2021 (Permalink)

Teaching how to use a fire extinguisher SERVPRO is a fire damage expert, we can help you in an overwhelming situation. We are always ready to respond to your needs.

The Basics of Fire Extinguishers

That bulky red canister that sits behind the cabinets or the door of the breakroom has likely gathered up some dust. Even though your company's fire extinguisher may have instructions printed on its label, why not reacquaint yourself and your employees with the right way to use it? Keep these steps in your back pocket so you can keep everyone in the building safe in case a fire breaks out.

1. Pull the Pin

When a kitchen fire has occurred, seconds can be vital. Once you have the extinguisher on hand, pull the pin (the top handle on the cannister). Doing so will break the tamper seal and allow you to use the extinguisher.

2. Aim at the Flames

Fire damage can affect a building quickly and with incredible force. Because time is your enemy, the key focus should be to eliminate the flames before they get out of hand. After you've pulled the pin, you'll want to aim the extinguisher. Try to aim lower as hitting the tops of flames will not extinguish them as effectively.

3. Squeeze the Trigger

This step is an important one as you'll need to ensure the extinguishing agent eliminates all the flames: squeeze the trigger of the fire extinguisher carefully. For CO2 extinguishers, avoid touching the plastic horn of the device as it can become a safety hazard in itself with its dangerously cold temperatures.

4. Sweep with Caution

Finally, your last step involves using a sweeping motion to extinguish the flames. Sweep the extinguisher from side to side until the fire has disappeared. If doing so does not prove successful, you may need to repeat some of the aforementioned steps to completely eliminate flames. Later, you can turn to the fire damage experts, who can also help in an overwhelming situation.

Preparing for a fire at your Darby Township, PA, building can prove advantageous in a number of ways. All it takes is a short rundown of the fire extinguisher basics to keep your building and all the occupants safe.

Commercial Mold Remediation Guidelines

7/26/2021 (Permalink)

Mold damage, peeled Mold damage in Tinicum Township, PA.

Mold Remediation Guidelines for Businesses

By the time you smell the distinctive musty odor, you have lost half the battle. Water damage or moisture has sparked the growth of black mold in your commercial building, and left unchecked, the insidious fungus can do massive damage. Clearly, immediate steps must be taken to secure the property. The only question now is what sort of guidelines or mold standards for cleanup should you follow in Tinicum Township, PA?

Make a Plan

There are no federal rules that a commercial property owner must adhere to when it comes to mold clean up, but the EPA provided broad guidelines in the 2008 brochure Mold Remediation in Schools and Commercial Buildings. First and foremost, it is important to assess the scale of the issue and form a remediation plan. Any strategy for cleanup and repair should follow these principles:

  • Identify and fix the water or humidity issue.
  • Communicate with employees and/or other building occupants.
  • Clean up mold and dry all water-damaged areas.
  • Select appropriate cleaning and drying methods and tools.
  • Remove mold-damaged building materials.
  • Arrange for professional help, as needed, from restoration specialists in Tinicum Township, PA.

If professional help is required, it is important to hire a firm and/or technician accredited by the Institute of Inspection, Cleaning and Restoration Certification. The IICRC’s own mold standards require a written assessment and detailed action plan. All black mold must be eradicated by use of EPA-approved fungicides.

Follow the Plan

The EPA brochure also provides tips for preferred cleanup methods and removal and disposal of affected building materials. Pages of guidelines for such are included, along with a simple checklist to determine if the remediation plan has been a success:

  • Has the instigating water/moisture issue been addressed and repaired?
  • Have all materials affected by mold been thoroughly cleaned of the fungus and/or removed and replaced?
  • Does the site visually appear mold-free with no signs of water damage?

If the answer to each of these questions is “yes,” the remediation plan meets the mold standards recommended by EPA and IICRC guidelines.

Common Causes and Remedies for Sewer Odor

6/29/2021 (Permalink)

Sewer cleaning. A plumber uses a sewer snake to clean blockage in a sewer line. Sewer cleaning.

Having a sewer smell in your commercial building is unpleasant. While the fumes may not be harmful, they can certainly be an unwelcome distraction. There are several reasons you may be smelling sewer gas in your building in Essington, PA, and most of them have pretty simple remedies.

Causes of the Odor

Smelling sewer odor does not usually mean that you have raw sewage wreaking havoc somewhere in your building. The more likely cause is the failure of one of several apparatuses that function to direct the gas outside. There are three main causes of indoor sewer smell:

  • Dry traps with no wastewater to prevent gases from coming back through the plumbing
  • Blocked vents with a clog or backup that is preventing the gas from escaping through the normal channels
  • Damaged drain lines that release sewage under the property instead of carrying it away

To get rid of the smell, you must first locate the problem. It may have an easy fix that you can do yourself, but it's important to call a plumber or sewer remediation services if you need to do so.

Solutions for the Odor

The first thing you should try to do is pour clean water down the drain from whence the smell comes. Dry traps from underutilized drains are the most common cause of sewer odors in buildings and making sure that you use the drain frequently can help prevent the problem or help resolve it once it occurs. If that doesn't work, your drain may need to be cleaned. Disinfecting the drain takes care of any bacteria that may be causing the smell. If none of your efforts get rid of the smell, however, it is time to call in the professionals to assess a potentially larger problem.

Sewer smell can happen any time there is a backup or some other type of plumbing problem. If you can't get rid of the problem on your own, calling a plumber can help you get your building smelling fresh and clean again.

The Wide-Ranging Consequences of a Business Fire

4/21/2021 (Permalink)

Inside of a building totally destroyed by fire, documents, building structure, chairs, desks covered by soot and smoke Severe commercial fire damage in Southwest Philadelphia, PA.

The Wide-Ranging Consequences of a Business Fire

A business fire has the potential to cause significant harm to many areas of a company. These impacts often come in phases or waves. First, it is the property damage of a fire. Each year, U.S. businesses face more than $2 billion in damages due to fires. Then comes the hit to revenue if a company in Southwest Philadelphia, PA, is shut down for a period of time. A strong interruption insurance policy is designed to reduce this impact. This policy, usually added to the main policy as a rider or add-on, pays some or all of the company expenses while repairs to the building are being made.

The Necessity of a Rapid Fire Restoration
It always benefits a company's bottom line to hire a franchise experienced in emergency restoration services. A highly-trained crew that is certified by industry leaders can minimize the duration of a business interruption. They will work rapidly by following a proven process:

  • Building inspection and assessment
  • Action plan
  • Water removal and drying
  • Soot and smoke damage cleanup
  • Cleaning and sanitizing
  • Structural repairs

While this is going on, interruption insurance will help pay the bills. Quick action and strong insurance can make the difference between a company surviving a fire or going out of business.

The Need for a Fire Prevention Plan
A fire is a potent adversary for any business. It can wreak havoc in many ways. A thorough fire prevention plan consists of many parts. The main goal is to prevent a fire from happening in the first place. If a fire does occur, it is important to minimize its impacts as much as possible. This is where fire alarms, smoke detectors, fire extinguishers and sprinkler systems come into play. All of these precautions can reduce the severity of a fire.
Interruption insurance becomes a necessity in a large business fire. It allows a company to pay the bills until it gets back on its feet again.

Keeping Your Break Room Fridge Mold-Free

4/20/2021 (Permalink)

Gloved hand holding a tray with mold growth in Philadelphia, PA We can start the mold remediation process immediately after you contact us.

The moisture inside your break room’s refrigerator and the presence of spoiling foods are ideal conditions for mold growth. Since you don’t have much control over the fridge’s condensation, you need to address the expired foods. Taking preventative measures beforehand decreases chances of facing bigger problems later. Here are four steps that can be taken to prevent fridge mold.

1. Be Accountable

Everyone who uses the communal refrigerator should keep track of what they put in, when they put it in, and when it needs discarding. If employees have difficulty remembering, they can put date labels on each item. By following this simple suggestion, mold growth may be discouraged.

2. Perform a Weekly Purge

Choose one day each week to examine the contents of the fridge and get rid of anything that doesn’t pass inspection. Make sure to sanitize afterwards, as disinfecting the fridge is important for avoiding mold growth. Schedule this housekeeping every Friday so nothing goes bad over the weekend. No one wants to return to work on Monday and deal with fridge mold.

3. Pay for Sterilization

If employees feel that cleaning out the fridge isn’t included in their job description, consider hiring a cleaning service to tackle the task. It may be a costly expense, but it will be worth it. Footing the bill for routine cleanings is better than having a mold outbreak.

4. Know Who To Contact

If the mold prevention measures you took didn’t work, make sure to contact your mold removal specialists in Philadelphia, PA. They have the expertise and state-of-the-art equipment to quickly remove mold as well as other hidden sources that may be mold-infested.

Getting a whiff of that dreaded mold smell and later discovering fridge mold can be overwhelming and scary for employers. Follow the above steps to be proactive in your fight against mold rather than simply reactive after its formation.

Why Does the Sewer Back Up After a Storm?

4/15/2021 (Permalink)

Water running off the roof of a Philadelphia home during a rain storm We’re dedicated to responding immediately to water and storm damage emergencies.

As a commercial building owner in Philadelphia, PA, you are responsible for taking care of your property after a storm. You have to know who to call to take care of a problem. When you first enter your building, you may notice a foul, sewer smell. Sewer backup during a storm does not always happen, but it can. You may have to deal with this problem for the following reasons:

• Excess water
• Blockages
• Breaks

No matter why you have sewage seeping into your building, you may want to call in a commercial storm remediation team right away.

Excess Water

Storms are often associated with rain water. When there is a lot of water falling at once, the ground may not be able to hold it all. As the water table rises, flooding happens all over the area. Not only does the rising water table push water into basements and low-lying areas, but it also causes the sewer to run out of space. When the sewer cannot go down, it must come up.

Blockages

Storms can also lead to blockages in your pipes or in other parts of the sewer system. When rocks and other debris are washed into the sewer, it may block up some of the piping. This again leaves the traveling sewage with few options. Because it cannot go forward, you may have to deal with a sewer backup.

Breaks

When trees and powerlines are downed, sewer lines can get broken. When these lines are broken, you may have to deal with contaminated, black water seeping into your commercial building. A break may take a while to take care of, so your sewage may have to be turned off until the problem can be properly addressed.

It is never fun to deal with a sewer backup. When this issue is accompanied by other storm damage, you may feel overwhelmed and worried without the help of a team of experts.

3 Things Business Owners Should Expect During Mold Remediation

2/3/2021 (Permalink)

Mold growth behind drywall If you suspect black mold is growing, do not wait to seek action.

Three Steps To Clean Up The Trouble

If your business in Folcroft, PA, recently experienced water damage, the property could be hosting black mold. The spores thrive on moisture, reproducing quickly within one to two days. Leaky pipes, toilet overflows and lingering spills are just a few issues that trigger the dilemma, especially when they do not receive the appropriate restoration care. Towels and bleach aren't going to be enough to secure the area. Instead, owners must carefully tend to the moisture issue using the services of a water restoration company. The crew should implement the following three steps to clean up the trouble.

1. Determine the Contamination Zone
Specialists thoroughly evaluate the building, creating a mold cleanup. The experts assess air quality and dampness, deciding how much of the structure has been harmed. The impacted sections are blocked off to prevent additional infestation. Doors and windows should remain closed. Place barriers and signs in the rooms to keep others out. Use negative air chambers to stop the spores from moving through the air conditioner.
When people, mostly the work crew, do enter, they should have protective gear such as goggles, gloves and boots. Microbes love to hitch rides, so these items assist in mitigating their movement.

2. Eliminate Moisture
Black mold thrives on dampness; therefore, handle lingering wetness immediately. Use wet vacuums to suck up puddles, and run dehumidifiers to draw out the excess humidity. Then, wipe the walls down and extract saturated materials such as carpeting and drywall. Microscopic fungus spores penetrate porous substances, so removing them is necessary to lower the count.

3. Sanitize the Space
The mold remediation crew washes the remaining fixtures with soap and water, drying them carefully. They then apply an antimicrobial spray to baseboards, walls and other nonporous structures. At this time, voice any requests about content cleaning services. Technicians have specialized equipment to salvage documents and electronics.
If you suspect black mold is growing, do not wait to seek action. Contact professionals to guide you through the remediation process. The team's meticulous procedures ensure that the establishment is cleaned and ready to resume business.

Does Water Damage Always Accompany Fire Damage?

1/7/2021 (Permalink)

Fire and strong smoke covered building. Dangerous situation Commercial fire and water damage in Sharon Hill, PA

Water and fire damage can coincide when a fire hose or another water-based method is used to suppress a blaze. Find out more about the ways that these elements combine and compound the severity of property damage.

Some Suppression Methods Use Water

Water can be effective for putting out some fires. Any of the following methods may be used to extinguish or suppress flames:

  • Fire hoses
  • Class A extinguishers
  • Sprinkler systems

Fire hoses tend to cause more extensive and severe water damage than extinguishers or sprinklers, but the presence of any excessive moisture has the potential to compound the effects of fire damage. Water may also cause flames fed by certain combustibles, such as grease, to spread.

Not Every Suppressant Contains Water


Some Class A extinguishers and most multi-class extinguisher models contain dry chemical suppressants. These suppression methods limit damage caused by fire without causing more damage with water. The residue of these substances can be removed during cleanup along with ash, soot and debris.

A Fire Hose Can Cause Major Water Damage


The flow rate of fire hoses varies widely, but this suppression method can swiftly introduce hundreds or thousands of gallons of water into a burning structure. Although heat causes evaporation, any water that pools in a fire-damaged structure will become contaminated and have the potential to increase the risk of many other forms of secondary damage.
The quantity of water is an important factor in determining the severity of combined water and fire damage. Fire hoses emit hundreds or thousands of gallons of water, whereas fire sprinkler systems only activate the heads closest to the portion of a structure where high temperatures have been detected and have a lower flow rate. Make sure any extinguishers you use contain effective suppressants for the classes of fire that are most likely to occur at a building in Sharon Hill, PA.

How to Prevent Water Damage During Construction Projects

12/10/2020 (Permalink)

Air movers set up on the floor to remove the water damage from this Philadelphia property SERVPRO of South Philadelphia/SE Delaware county will restore your business to pre-damage conditions.

Proactive Measures That Can Help You Prevent Water Damage

Water damage can pose a big risk for builders. It can come from uncontrollable sources, like a flooded creek or an equipment malfunction. The result is damage to your project, the potential for adding water pipe repair work to your tasks and having to hire qualified restoration professionals. This can set your estimated completion dates back and cause you major losses. Water damage can cost you a lot of money as you try to fix the damage. It can also leave you with unhappy customers and impact your future business.
The good news is that it is preventable. The key to avoiding water damage is to identify potential threats and create a prevention plan.


Identify Potential Sources
If you wish to avoid adding water pipe repair work to your upcoming tasks, you should know your internal threats. Some potential threats to your water include:

  • Plumbing
  • Gutters
  • Sewer systems
  • HVAC lines
  • Sprinklers


Your machinery for missing, mortar mixing, wet saws, painting, mixing materials, and cleaning up could also be a threat if it uses water. Aside from this, weather can also pose a threat to your projects.


Have a Plan
If you wish to avoid adding water pipe repair work to your schedule, you need to develop a plan early in your construction process that incorporates any potential threats. Then, you should activate this plan and incorporate any necessary mitigation equipment necessary.


Use Damage Prevention Tools
The best way to prevent water damage to your project in Philadelphia, PA, is to conduct regular site inspections. This includes using damage prevention tools. One main tool is a shutdown inspection. This involves a site member walking the project and ensuring all the prevention methods identified in your plan have been activated before the site is closed for the day.
By identifying potential threats, creating a prevention plan, and using appropriate tools, you can prevent water damage to your construction projects. This includes weather-related issues and things like a broken pipe. Taking these measures will limit your losses and prevent unhappy customers.

The Consequences of Water Damage During Construction

11/3/2020 (Permalink)

workers with vacuum extractor, cleaning water damage inside a building Commercial water damage cleanup in Philadelphia, PA

The Consequences of Water Damage During Construction

A construction project for your company in Philadelphia, PA, is an exciting time. An expansion or a remodeling project could help the prospects for your company well into the future. However, this is also a time to be vigilant to ensure that the project is taking the necessary precautions to avoid damage from a water pipe repair or flooding. As a project manager or a business owner, it's important to make sure the construction team has a plan in place to avoid a setback. This includes proper planning and the identification of all water lines, both inside the property and from municipal sources. It also means being aware of weather patterns and the topography of the area.

Consequences
When gallons of water are released unexpectedly from a broken pipe or due to heavy rains, the project will be impacted in a variety of ways. Your company could face the following disruptions:

  • Time delays
  • Added costs
  • More complications
  • Insurance matters
  • Scheduling issues with contractors

At the minimum, a water pipe repair will mean more work for everyone. In most cases, expenses will increase and it might be difficult to meet important deadlines. Delays often require extensive rescheduling for contractors that have other commitments, thus making it hard to get work done in a rapid timeframe.

Solutions
The best option is to prevent a water pipe repair in the first place. Once you are faced with a flooded construction zone, though, it is critical to take fast action. Calling in a professional water remediation company is vital to getting your project back on track. A team of highly-trained technicians will arrive on site and perform a quick inspection and assessment of the property. They will then take steps to mitigate the water damage and remove any standing water from the construction zone. They will work to help you get your project back on schedule.

How To File a Commercial Insurance Claim

4/22/2020 (Permalink)

Applicant filling in business company application form document applying for job, or registering claim for health insurance Submitting a fire claim can help you get reimbursed for the damages your property has sustained

If your business in Philadelphia, PA has sustained damage from a fire, you will need to call your insurance company as soon as you can. Your agent will walk you through the process of submitting a fire claim so that you can be reimbursed for the damages your property has sustained. Listed below are some important steps to follow when filing a claim.

Steps to a Follow When Filing Claim

When you talk with your insurance agent, give them the policy number and exact location of the fire. Make sure they have your cell phone number and at least one backup person’s phone number in case you can’t be reached right away. The more information you can give them over the phone, the quicker you can get your fire claim processed.
Plan to meet the insurance adjuster at the premises to walk them through the fire damage, unless the building is unsafe.
Take pictures of any damaged items that need to be removed immediately for safety reasons. Otherwise, leave the damage as it is for the adjuster to evaluate.
Secure the building, if possible, as soon as you can. Putting a fence around the property and boarding up windows will keep out vagrants and wild animals.
Organize your business records and expenses. Gather all documents that show the value of any damaged equipment, building structures and furnishings. Lost inventory and raw materials should also be included in the tally. Keep receipts for any repairs that you have initiated in the fire restoration process.

Business Interruption Insurance
Your typical commercial insurance policy will cover your property, but if the damage is so extensive that you need to leave the premises for any length of time, it is wise to have a business interruption policy as well.
Make sure your insurance policy is up to date and keep a paper copy in a safe location so that you are prepared if you need to submit a fire claim.